RESIDENTIAL REHABILITATION PROGRAM
The Residential Rehabilitation Program provides below-market rate loans to Oceanside homeowners to fix up their properties. Some items that can be addressed with these loans are: leaking roofs, faulty plumbing, inadequate electrical wiring, heating problems, etc.
Qualifications:
Owner-occupied primary residence in the City of Oceanside
Total household income below 80% of County Median Income, adjusted for family size (see chart below)
| Number in Family |
Maximum Gross Annual Income |
| 1 |
$46,250 |
| 2 |
$52,900 |
| 3 |
$59,500 |
| 4 |
$66,100 |
| 5 |
$71,400 |
| 6 |
$76,700 |
| 7 |
$81,950 |
| 8 |
$87,250 |
MANUFACTURED HOME IMPROVEMENT PROGRAM (MHIP)
This program provides a grant to owner-occupants of manufactured homes in the City of Oceanside to fix up their residences.
Qualifications:
- Owner-occupant of home renting space at one of Oceanside's mobile home parks
- Total household income below 80 percent of County Median Income, but above 50 percent of County Median Income applies for matching grant ($1 to $1)
- Total household income below 50 percent of County Median Income applies for non-matching grant
FULL GRANT
(No match required) |
MATCHING GRANT
(Homeowner pays half the cost) |
| Family Size |
Maximum Income |
Family Size |
Maximum Income |
| 1 |
$28,900 |
1 |
$46,250 |
| 2 |
$33,050 |
2 |
$52,900 |
| 3 |
$37,150 |
3 |
$59,500 |
| 4 |
$41,300 |
4 |
$66,100 |
For more information on these programs, call the Neighborhood Services Department to speak with Barbara Lindsey at (760) 435-3389, Monday through Thursday, 7:30 AM to 5:00 PM. City offices are closed every other Friday; alternate Fridays, open 7:30 AM to 4:00 PM. We are located at 307 North Nevada Street, Oceanside, California 92054.
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