Affordable Housing
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Who is eligible to live in affordable housing?
People earning a low- to moderate- income – up to 120% of the area’s median income – can qualify to live in affordable housing communities.  Anyone who has a qualified income, meets minimum credit qualifications, passes the background check and meets other eligibility criteria can qualify to live in affordable housing.


Where can I find affordable housing in Oceanside?
There are a variety of affordable housing communities in Oceanside.  Some are for seniors, while others are available to all lower-income households.   You will need to contact each community for  information about their eligibility requirements.  The Housing Resources Directory provides information about affordable housing throughout San Diego County.


I am a low-income Oceanside homeowner or mobilehome owner and I cannot afford to fix up my property. Do you have any programs that can help me?
The City has Housing Rehabilitation Programs that assist low-income homeowners as well as mobilehome owners.

Are there affordable housing programs for first-time homebuyers?
The Mortgage Credit Certificate and CalHome Programs assist first-time Oceanside homebuyers.Community HousingWorks also has first-time homebuyer programs.