The Elevation Certificate is an important administrative tool of the National Flood Insurance Program (NFIP). It is to be used to provide elevation information necessary to ensure compliance with community floodplain management ordinances, to determine the proper insurance premium rate, and to support a request for a Letter of Map Amendment (LOMA) or Letter of Map Revision based on fill (LOMR-F). The Initial FIRM Date for the City of Oceanside's Flood Insurance Rate Maps (FIRMs) is September 5, 1984.
All buildings built prior to the above Initial FIRM Date are considered to be pre-FIRM and buildings built after this date are post-FIRM.
An Elevation Certificate is required to properly rate buildings, located in the Special Flood Hazard Area (SFHA) Zones A, A99, AE, AH, V, VE and D. The Elevation Certificate may not be required for pre-FIRM buildings unless the building is being substantially improved, sold and financed by new owner, refinanced or rated under the optional post-FIRM flood insurance rules.
City of Oceanside maintains a copy of elevation certificates for new and substantially improved post FIRM buildings. All certificates in the City inventory are available to the property owners, their agents and FEMA.
Prior to final occupancy, an Elevation Certificate must be submitted to the City for all new and substantially improved buildings.
An Elevation Certificate will be required for all installation of new or replacement mobile home units and for all substantial improvements to existing mobile homes located in the Special Flood Hazard Areas (SFHAs).
For more information, please review the FEMA website.