Rehabilitation Programs

Residential Rehabilitation Program

The Residential Rehabilitation Program provides below-market rate loans to Oceanside homeowners to fix up their properties. Some items that can be addressed with these loans are: leaking roofs, faulty plumbing, inadequate electrical wiring, heating problems, etc.


  • Owner-occupied primary residence in the City of Oceanside
  • Total household income below 80% of County Median Income, adjusted for family size (see chart below)
Number in Family Maximum Gross Annual Income
1 $54,500
2 $62,300
3 $70,100
4 $77,850
5 $84,100
6 $90,350
7 $96,550
8 $102,800

Manufactured Home Improvement Program (MHIP)

This program provides a grant to owner-occupants of manufactured homes in the City of Oceanside to fix up their residences.


  • Owner-occupant of home renting space at one of Oceanside's mobile home parks
  • Total household income below 80 percent of County Median Income, but above 50 percent of County Median Income applies for matching grant ($1 to $1)
  • Total household income below 50 percent of County Median Income applies for non-matching grant
Full Grant
(No match required)
Matching Grant
(Homeowner pays half the cost)
Family Size Maximum Income Family Size Maximum Income
1 $34,100 1 $54,500
2 $38,950 2 $62,300
3 $43,800 3 $70,100
4 $48,650 4 $77,850

For more information on these programs, call the Neighborhood Services Department to speak with Jacqueline Hess at (760) 435-3389, Monday through Thursday, 7:30 AM to 5:00 PM. City offices are closed every other Friday; alternate Fridays, open 7:30 AM to 4:00 PM. We are located at 321 North Nevada Street, Oceanside, California 92054.