Residential Rehabilitation Program
The Residential Rehabilitation Program provides below-market rate loans to Oceanside homeowners to fix up their properties. Some items that can be addressed with these loans are: leaking roofs, faulty plumbing, inadequate electrical wiring, heating problems, etc.
Qualifications
- Owner-occupied primary residence in the City of Oceanside
- Total household income below 80% of County Median Income, adjusted for family size (see chart below)
| Number in Family | Maximum Gross Annual Income |
| 1 | $64,700 |
| 2 | $73,950 |
| 3 | $83,200 |
| 4 | $92,400 |
| 5 | $99,800 |
| 6 | $107,200 |
| 7 | $114,600 |
| 8 | $122,000 |
Manufactured Home Improvement Program (MHIP)
This program provides a grant to owner-occupants of manufactured homes in the City of Oceanside to fix up their residences.
Qualifications
- Owner-occupant of home renting space at one of Oceanside's mobile home parks
- Total household income below 80 percent of County Median Income, but above 50 percent of County Median Income applies for matching grant ($1 to $1)
- Total household income below 50 percent of County Median Income applies for non-matching grant
| Full Grant (No match required) |
Matching Grant (Homeowner pays half the cost) |
||
| Family Size | Maximum Income | Family Size | Maximum Income |
| 1 | $37,450 | 1 | $59,950 |
| 2 | $42,800 | 2 | $68,500 |
| 3 | $48,150 | 3 | $77,050 |
| 4 | $53,500 | 4 | $85,600 |
For more information on these programs, call the Neighborhood Services Department to speak with Cecilia Barandiaran at (760) 435-3385, Monday through Thursday, 7:30 am to 5:00 pm and Friday, 7:30 am to 4:00 pm. We are located at 321 North Nevada Street, Oceanside, California 92054.
