Single Family Owner Occupied

Rehabilitation Program

The Residential Rehabilitation Program provides below-market rate loans to Oceanside homeowners to fix up their properties. Some items that can be addressed with these loans are: leaking roofs, faulty plumbing, inadequate electrical wiring, heating problems, etc.


  • Owner-occupied primary residence in the City of Oceanside
  • Total household income below 80% of County Median Income, adjusted for family size effective April 2019 (see chart below)
Number in Family Maximum Gross Annual Income
1 $59.950
2 $68,500
3 $77,050
4 $85,600
5 $92,450
6 $99,300
7 $106,150
8 $113,000

For more information on these programs, call the Neighborhood Services Department to speak with Sue Harder at (760) 435-3378, Monday through Thursday, 7:30 am to 5:00 pm, and Friday, 7:30 am to 4:00 pm.

We are located at 321 North Nevada Street, Oceanside, California 92054.