Oceanside is home to many, from those with roots in Oceanside’s beach side culture to multi-generational families. Due to increasing costs of living in southern California, some homeowners may be feeling the financial stress from maintaining their homes. Some may want to stay in Oceanside, but their homes require some upgrades to make it safer to age-in-place. 

Learn more and apply to programs that may help. The Residential Rehabilitation Program provides below-market rate loans to Oceanside homeowners to fix up their properties. Some items that can be addressed with these loans are: leaking roofs, faulty plumbing, inadequate electrical wiring, heating problems, etc.

Qualifications

• Owner-occupied primary residence in the City of Oceanside
• Total household income below 80% of County Median Income, adjusted for family size (see chart below)

2024 Maximum Income Limits effective April 1, 2024

Manufactured Home Improvement Program (MHIP)

This program provides a grant to owner-occupants of manufactured homes in the City of Oceanside to fix up their residences.

Qualifications

• Owner-occupant of home renting space at one of Oceanside's mobile home parks
• Matching Grant ($1 to $1):  Low-income with total household income at 51 to 80% of County Median Income
• Full Grant (no match required):  Very low-income with total household income at or below 50% of County Median Income

 Contact Us

For more information on these programs, contact Manuel Perez at (760) 435-3378 or mperez@oceansideca.org.